Travelling to a new place is something that everyone looks forward to. We read up various websites, blogs and other sources to help us plan the best trip and experience the most out of what that place has to offer. However, unexpected events are something that no one can predict but we can always have things in place to protect us from it. One of this is to have travel insurance or travel medical insurance which is going to be our guide during emergency situations.
Travel insurance Dubai will not differ much from travel insurance for Schengen countries however there will be a few minute differences depending upon the law of that place. The risk remains the same irrespective of the place and having an insurance plan will ensure that you are covered against these risks.
People might have questions as to why an insurance plan is so important and below listed are some risks that you should be aware of:
- Medical emergency – the expenses covered in this are fees of surgeon or doctor, hospitalization charges, cost of diagnostic tests, ambulance charges and cost of medicine. The smallest of injury can cost you a small fortune. For example, in the United States of America, medical care is private and hence they are extremely expensive. Something as small as fever can drain a lot of your savings.
- Cost of holding a funeral overseas – in case if the death of an insured happens during the travel and a funeral has to be held, then the insurance company will bear the cost of holding one.
- Accidental death or injury that occurred during the travel – the cost of attending to any injury that has happened while travelling will be covered by the insurer.
- Repatriation of remains – this can prove to be every expensive as air ambulance and other facilities for this cost a lot of money. With an insurance plan in place, the company will take care of arranging for all the required facilities.
- Trip cancellation – this might occur due to one of the travelers falling sick or because of an unexpected death in the family. The cost of all prepaid accommodation, flights and tour packages will be taken care of by the insurance company.
- Trip interruption – in case if the trip has to be shortened midway because of an unexpected event like death or injury, then the company will take care of the remaining cost of hotel or flight cancellations.
- Loss, theft, damaged or delayed luggage – there might be a situation where luggage is stolen by someone or it has been misplaced by the airline company. Also, there might be delay in the arrival of the luggage due to error on the part of the airline associates. In all these cases the insurance company will look after you and provide you with temporary relief.
- Loss or theft of travel documents – there are important travel documents that people travel with and misplacing them can prove to be very stressful. In case your passport is lost then the company will ensure to get you a replacement.
- Missed connecting flight due to crash in airline schedule – sometimes due to delayed flights from one place, the connecting flight might be missed. The company ensures that you get another flight to your destination without shelling out extra money.
- Hijack distress, political unrest and war can lead to the trip getting cancelled or delayed. The insurance policy takes care of you during such times.
Apart from the above mentioned, there might be other risks that one should be protected from.
|
Author : Abhishek Bankapur |
Views : 98 |
|
|
|
|
This Blog Has Been PowerShared™ Successfully! |
|
|
Check out Hiveminds's Profile, and Blogs! |
|